We all look forward to this time of year. Gathering with family and friends by the fire, wrapping those gifts, drinking hot chocolate, decorating the Christmas tree. But did you know that during the holiday season insurance companies see an increase in house fires due to faulty Christmas lights and decorations? According to the US Fire Administration or USFA, using the latest 3 years of data, the yearly estimated fire loss for December 24, 25, and 26 is estimated at over $80 million. Each year, these losses result from an estimated 11,600 fires that required a fire department response. As the season progresses and trees become drier, the incidence of Christmas tree fires worsens, as shown here: [Read more…]
Often the Holiday season brings an exceptional gift for that special someone in your life. Perhaps you will purchase a new piece of jewelry or a fancy watch. Maybe even that set of golf clubs your husband has had his eye on all year. Or that diamond engagement ring you have been eyeing up for her. Whatever it is, when you purchase that special gift, you never think of the possibility of it getting lost, or worse yet, having someone steal it.
Did you know that you can cover special items like jewelry, furs, musical instruments, and sporting goods on a homeowners or renters insurance policy? It is called scheduled personal property.
When you purchase your item, keep that receipt and stop in to see us or give us a call. For a small price, we can list the item on your policy and then you will be sure to have the coverage you need in the event of a loss. Don’t worry if you don’t currently have a property policy. If you rent or live with your parents, we can get you a renter’s insurance policy for as little as $50 and cover that item on the policy. Don’t wait until it’s too late to find out that your item isn’t covered. [Read more…]
Tis the Season…
The holiday season brings many wonderful things like lights, Christmas trees and snow. And for some of us, with snow comes the ultimate opportunity for adventure. The snowmobile! Nothing beats cruising through fresh powder on your snowmobile… until something unexpected happens. That’s why it’s great to take Allstate along for the ride. We offer affordable coverage that helps protect you, your passengers, and your snowmobile at a great rate. Plus if you have your auto or property policy with us, you qualify for a multiple policy discount, which makes the rate even better!
Call 717-764-2024 or visit www.nicholasins.com today for quality coverage that won’t leave you out in the cold!
First of all don’t panic. Remember even if unemployment is 10%, that means 90% of people are employed so the odds are in your favor to find another job, Next conserve what you have. Most 401’s are in stock plans or mutual funds. You can’t afford to let it lose any more value. Look into rolling your plan into an IRA account. Seek out good advice from a competent professional. The Nicholas agency (www.nicholasins.com )can give you a free consultation and show you options that help you make a good decision with your money. Greg has been helping the York, PA community with money management for the last 25 years, and he is a Certified Insurance Counselor. Put him to work for you today. If you would like to make an appointment or if you’re just interested in more information please feel free to give us a call at 717-764-2024.
York Based Agency Owner To Serve On Allstate’s National Advisory Board
Allstate Exclusive Agent Greg Nicholas of York has been chosen to join a select group of 70 agency owners and personal financial representatives from around the country who serve on Allstate Insurance Company’s National Advisory Board. Nicholas will represent the Northeast Region as a member of the Profitable Growth committee.
The National Advisory Board was established in 2003 as a vehicle to give agency owners and personal financial representatives a voice on national issues. Members meet twice a year with Allstate’s senior leadership to focus on business issues of importance to Allstate and the nearly 14,000 agency owners and personal financial representatives countrywide who sell the company’s insurance and financial products.
Nicholas has been an Allstate agent for 26 years. He has been an Allstate Honor Ring Winner for 25 years, and an Allstate Regional Conference winner for the past 21 years. He is a Certified Insurance Counselor (CIC) and a Life Underwriters Training counselor Fellow (LUTCF). His office in York features seven fully licensed staff members and serves over 6,000 customers in the area.
“The mission of the National Advisory Board is to create a dialogue between Allstate leadership, agency owners and personal financial representatives to address issues and develop solutions that strengthen the agency-company relationship,” says David Schwartzer, regional vice president of Allstate’s Northeast Region. “We are very pleased to have Greg Nicholas represent our region in this important work.”
The Nicholas Allstate Insurance Agency, located at Westgate Plaza (1550 Kenneth Rd.) in York, offers a full line of Property and Casualty products, and is fully licensed for life and securities products. Office hours are Monday through Thursday from 9am to 5pm, Friday from 9am to 5pm, and Saturday by appointment. Nicholas can be reached by phone at (717) 764-2024 or via e-mail at email@example.com
Here at the Nicholas Agency we know that communities rely on the dedication and availability of support services like the Fire Department. That’s why we are excited to be a part of Shiloh Fire Department’s 2nd Annual Fundraiser The Dog Days of Summer Car & Craft Show.
The fundraiser is a great way to show support for the local fire department. And this year, the Nicholas Agency will be there handing out goody bags to attendees! The Car & Craft Show starts at 10 am and ends at 3 pm on August 22, 2009 at Sunset Lane Park. Those who would like to enter a vehicle for the car show, or learn more about becoming a craft vendor call Randy Laughman at (717) 793-6126.
So don’t forget, come out and join us at the Sunset Lane Park on August 22 from 10 am to 3 pm for the 2nd Annual Dog Days of Summer Car & Craft Show and get your goody bag. Hope to see you there!
For more information about the Fire Departments that this event supports, or to donate money for this fundraiser please visit their web site at http://www.wmtfd.org/index.php .
Let’s face it, even as adults we like toys! Motorcycles, Boats, Jet skis, ATVs, Motorhomes, and travel trailers – we all love to get away from work and play during the summer! But, don’t forget to get those toys insured before you hit the road or water.
The Nicholas Agency offers discounts and fast service to get you moving on down the road to your favorite vacation spot. Whether it’s the Chesapeake Bay, the Susquehanna River or the Pocono Mountains of PA, we can get you covered. Call us to see how you can save on having fun…
For more information see our offers or call our friendly staff at (717) 764-2024. And we’ll see you out and about!
Ok, so you’re a little frustrated with the value of your house. The News tells you your house is worth 25% less. If you get your tax assessment, it has another value. Then your mortgage company appraises the home at a different amount.
So how much Homeowners Insurance should you carry? Let’s look at what you are really buying.
You are paying the Insurance company to rebuild your house in case of a claim. If you had a loss today, you would want them to rebuild your house with the same square footage and features that it currently has. You must realize that all the materials needed to rebuild your home have increased in cost. The $20.00 ply board from 10 years ago now costs $40.00.
Don’t get caught being under-insured. You need to always carry enough insurance to fully rebuild your home.
A quick guide to see if you have the proper amount of coverage might be to call a local builder with your square footage and ask how much he would charge to build your home. A general guide for a basic house is $125/ Square ft. That means if you have a 1500 Square ft Rancher, your Minimum coverage should be (1500 x 125=$187,500).
If you aren’t sure what you have, call us for a free review at (717) 764-2024.
Get a quote on homeowners insurance now by clicking below
Even with the threat of rain storms on Sunday afternoon, over 1500 Harley Riders sporting their bikes did a 50 mile motorcycle ride through York County, Pennsylvania. The rally is to show support to Keep Harley in York, PA.
The Harley-Davidson Springettsbury plant employs over 2500 workers, and many are long term employees who add a tremendous value to the Harley Brand.
In the current economy we need to keep good strong employers in York county. The ripple effect of Harley-Davidson leaving York would be like reliving the exit of Caterpillar tractor many years ago. We at the Nicholas Agency see the great value that the Harley-Davidson Plant brings to our community. That is why the Nicholas Insurance Agency has signed the petition to keep Harley in York, PA.
Those of us who call York county home take great pride in the Harley plant. Greg Nicholas of Nicholas Insurance said “When I travel, and people ask where I’m from, I proudly tell them ‘I’m from York, Pennsylvania, and we build Harley Davidson Motorcycles there.'”
The Fox43 ride to save our plant was an awesome event. There is now a group riding to Milwaukee to present the petition to the home office of Harley in hopes of keeping Harley-Davidson a part of our great York County.
If you own a Harley-Davidson Motorcycle, give the Nicholas Agency a call. We offer a discount on motorcycle insurance if you are a member of The Harley Owners Group. Call today for a free quote to insure your Harley with the a local business who supports Harley Riders and Employees.
Get a Quote on motorcycle insurance right now by clicking below!
York, PA Allstate Agency Earns Regional Champion Award!
York, Pennsylvania 3/17/2009
The Nicholas Agency, owned by R Gregory Nicholas has been recognized by Allstate Insurance Company for high standards in customer satisfaction, customer retention and profitability. The Nicholas Agency is now one of the top Allstate agencies in the nation in auto, property and commercial insurance and financial service sales.
R Gregory Nicholas has earned the designation of Regional Champion for Allstate’s six-state Northeast Region, which includes Pennsylvania. This designation is a symbol of the dedication which Greg demonstrates in assisting customers.
“It’s a tremendous honor to earn Regional Champion,” explains Greg Nicholas, Allstate exclusive agent. “My agency’s commitment is to serve customers, and we’re pleased that the company has acknowledged our efforts.”
The Nicholas Agency is located at Westgate Plaza, 1550 Kenneth Rd in York.