We all look forward to this time of year. Gathering with family and friends by the fire, wrapping those gifts, drinking hot chocolate, decorating the Christmas tree. But did you know that during the holiday season insurance companies see an increase in house fires due to faulty Christmas lights and decorations? According to the US Fire Administration or USFA, using the latest 3 years of data, the yearly estimated fire loss for December 24, 25, and 26 is estimated at over $80 million. Each year, these losses result from an estimated 11,600 fires that required a fire department response. As the season progresses and trees become drier, the incidence of Christmas tree fires worsens, as shown here:
Average December Fires
Christmas Tree Fires/Day
December 1-14: 1.2
December 15- January 1: 7.7
In residential structure fires where the ignition point is a Christmas tree or other holiday decoration, the fire is typically more severe in every measurable way. Injuries, fatalities, and property loss are higher than average. This is indicative of the potentially rapid ignition and spread of a tree or decoration fire. One fire official likened a dry Christmas tree to a “bomb” in the middle of one’s home. In reaction to winter’s cold weather, most people use their fireplace more often, as well as turn up the heat in their homes which dries Christmas trees even more. Coupled with faulty wiring or lit candles, a Christmas tree provides sufficient fuel to ignite a serious fire.
So the question is, do you really trust your home and belongings to a $1.99 string of Christmas lights?
Be sure you have the proper homeowners or renters insurance coverage. A renters policy can cost as little as $50 per year. Every year several families in the York county area lose everything to a house or apartment fire. Don’t be caught without the proper coverage. Knowing your home and belongings are ‘In Good Hands’ will give you the peace of mind you need to have a happy holiday season and a great 2010! Call us today at 717-764-2024 or visit our website at www.nicholasins.com.
From Our Family to Yours, Have a Blessed Holiday Season.
The Nicholas Insurance Agency, led by Greg Nicholas, is a family owned business serving the York county, Pennsylvania region. In the insurance business since 1981, Greg Nicholas helps families, businesses and individuals understand the value of different insurance products and make wise decisions when selecting the best insurance products for their specific situations.
Offering exclusively Allstate insurance products, the Nicholas Agency provides auto, homeowners, rental and landlord insurance as well as life & disability, recreational vehicle, motorcycle and personal liability insurance.
For more information, visit our two York, PA locations at Westgate Plaza or York Marketplace, visit our website at nicholasins.com, or call us at (717) 764-2024.