Once you’ve purchased your new bike and then chosen from among the various types of coverage your Allstate motorcycle insurance policy can include, you’ll be well on your way to the road trip adventure of a lifetime! We just hope you’ll take a few minutes to inform yourself of the many benefits that come with your new Allstate Insurance policy you’ve purchased through Nicholas Insurance! Many of these upgrades are included in your Allstate motorcycle insurance policy — yours at no extra charge, just for choosing us! Others are optional, and you can ask your agent at Nicholas Insurance how to make sure you get all of the benefits which you desire!
New Motorcycle Replacement & Genuine Parts Guarantee
One of the perks we offer is New Motorcycle Replacement coverage, which allows you to get a new bike in case your first motorcycle is totaled. While we realize your first love can never truly be replaced, we’re pretty sure you’ll be able to grieve your losses a little more quickly when you have a brand new bike in its place. If a little less than your entire bike needs to be replaced, you can make sure your bike will be serviced with only original manufacturer parts with the Allstate Genuine Parts Guarantee.
Rider Protection Package & First-Accident Waiver
The Rider Protection Package offers you coverage, regardless of who is at fault, in the case of any serious or fatal covered accident. Death and dismemberment coverage translate into cash benefits for you and/or your family in the event such a tragic accident occurs. The Allstate First-Accident Waiver is included in your insurance policy at no extra charge, as long as you’re eligible for it. However, in order to use it, you must meet the following four qualifications:
1. It’s the only motorcycle accident in which you’ve been at fault, in the past 48 months.
2. You’ve held your Allstate motorcycle insurance policy for at least 48 months.
3. You weren’t charged with any major traffic violation in conjunction with the accident at hand.
4. Both your bike and you, as the driver, are covered at the time of the accident.
We’ll talk about safety gear in another post, but there are other safety measures you can take, as well. Here at Nicholas Insurance, we want to do everything we can to provide the coverage you need while also helping you avoid any incident that would require you to use that coverage. One way we’re doing that is through our Rider Risk Map™, a unique Facebook-based interactive map in which individuals can tag hazards to motorcyclists across the U.S. Not only can you as a biker benefit from this map, but you can contribute to the safety of other bikers, as well, by pinning and describing safety issues you come across in your own travels.
Motorcycle Safety Series
The Nicholas Insurance Agency, led by Greg Nicholas, is a family owned business serving the York county, Pennsylvania region. In the insurance business since 1981, Greg Nicholas helps families, businesses and individuals understand the value of different insurance products and make wise decisions when selecting the best insurance products for their specific situations.
Offering exclusively Allstate insurance products, the Nicholas Agency provides auto, homeowners, rental and landlord insurance as well as life & disability, recreational vehicle, motorcycle and personal liability insurance.
For more information, visit our two York, PA locations at Westgate Plaza or York Marketplace or call us at (717) 764-2024.
Image credits: Top © zzz/oneinchpunch; 2nd © tomas/Fotolia; 3rd & 4th © Andrey Armyagov/Fotolia.