At Nicholas Insurance, we believe that your insurance shouldn’t slow you down. We offer peace of mind at an affordable price, so you can get back on the road (or off) without a hassle.

Off-Road Vehicle Insurance

Whether your riding on the back trails in the woods or on the back nine, Allstate has the policy to protect your vehicle. Our policies are specifically designed to protect your vehicle–from ATVs and snowmobiles, to golf carts and go-carts–and the unique risks you face off-road. This includes three types of coverage: physical damage coverage (for direct damage to your vehicle from collision, fire, theft, and more); liability coverage (for damage or injury you cause to someone else or their property); and medical payments coverage (for any of your injuries sustained while riding). At about $75/vehicle yearly, peace of mind is more affordable than ever! 

Motorhome Insurance 

We know that your RV is your home away from home, so we’re committed to protecting it. Our policies are tailored to the risks you’ll face on and off the road, so you won’t have to worry about the unexpected. While you’re on the road, we’ll cover your liability (if you damage or injure someone else) and your RV (if you’re involved in a collision). When you’re off the road, you’ll be covered for fire, wind, hail, and more–for both your RV and the possessions you’ve brought along. Wherever the road takes you, rest assured that you’ll be in good hands! 

Boatowner’s Insurance

When “off-road” means “on the water,” we have a policy designed for you. Whether you’re driving a pontoon, a speed boat, or a jet ski, our policies are designed to cover the risks you’ll face–from liability (for damage or injury to others) to physical damage (for damage to your boat, both in water and in transport) and medical payments (for any covered injuries to you or your family). River, lake, and limited off-shore coverage is included in every policy, so your open-water adventures can be worry-free!

Please contact us at (717)764-2024 or (717)755-5858 to discover how affordable peace of mind can be! Or, click the button below, and one of our licensed staff will contact you.