Once you’ve purchased your new bike and then chosen from among the various types of coverage your Allstate motorcycle insurance policy can include, you’ll be well on your way to the road trip adventure of a lifetime! We just hope you’ll take a few minutes to inform yourself of the many benefits that come with your new Allstate Insurance policy you’ve purchased through Nicholas Insurance! Many of these upgrades are included in your Allstate motorcycle insurance policy — yours at no extra charge, just for choosing us! Others are optional, and you can ask your agent at Nicholas Insurance how to make sure you get all of the benefits which you desire! [Read more…]
Most of us think of landscaping as a way to improve the attractiveness of our home for both ourselves and for others. Some realize that enhanced curb appeal can also play a role in resale value. But few understand the significance it can have in preventing break ins. Would-be thieves see your landscaping quite differently than the casual onlooker, and unless you’ve been on that side of the fence, you probably have no clue what they’re looking for. [Read more…]
While preventing house fires and other burn-related injuries is a key element in kitchen safety, you’ll also want to consider other types of potential hazards as you plan for your kitchen remodel.
Reducing the Risk of Slip-and-Fall Accidents
We’re talking about accidents, here — not intentional horseplay. So if you have active children that are simply bouncing off the walls, the ball is in your court, Mom and Dad.
However, some design elements can create unnecessary hazards for people of all ages who are simply walking through your home. [Read more…]
Often referred to as “the heart of the home,” your kitchen is a key ingredient in your family’s sense of togetherness. In fact, family dinners are making a comeback as their significance is being realized more and more. As you create a wish list for your kitchen remodel, you probably have coordinating design elements and enhancing functional community as chief considerations. But have you given a thought to safety?
Even if the kitchen isn’t actually the riskiest room in the house, it certainly can pose many hazards. From burns and cuts to slip-and-fall injuries, the design of your kitchen remodel can help lessen the chances of kitchen-related injuries.
In this post, we’ll look at designing with fire hazards in mind. [Read more…]
Even if Jack Frost is running a little later than usual this year, as sure as death and taxes, we know he is coming for a visit sometime this side of Memorial Day. And when he does, it’s important to make sure your home is ready. Getting your home ready for winter weather isn’t terribly difficult, but it is important. While taking these steps won’t take too much time or money, not taking them can definitely cost you plenty of both. We’re pretty sure that instead of filing an insurance claim or risking danger to yourself or others, you’d rather just prevent problems or damage to what’s probably your most significant investment: your home. [Read more…]
As materialistic as we may seem to be, we really do value the important stuff — like family and memories — over mere things. At least, that’s what Allstate’s survey of 1,000 American adults in 2016 discovered! You can download the entire collection of findings from Allstate’s “It’s Not Just Stuff” survey here or just take a glance at some of the key findings from the survey, as described below. We think you’ll feel a little better about yourself — and your neighbors — knowing that most of us really do appreciate value beyond the monetary. [Read more…]
Do you have a vehicle that’s been around a while? If you do, you’re not alone: The average age of cars on the road in 2013 was 11.4 years. Not just classic convertibles, but everyday rides to get us from Point A to Point B need a little extra TLC, in order to remain in good working order. As you might imagine, a huge part of the equation is regular maintenance.
Replacing Fluids and Filters
The single most important maintenance responsibility of all automobile owners, is checking and changing the oil regularly. If you fail to do so, your engine will quickly deteriorate. If you get your oil changed professionally, changing the filter is usually part of the deal. You’ll also want to keep track of date and mileage and know the recommended frequency for oil changes on your particular vehicle. [Read more…]
Congratulations! You’re going to be a parent. You’ve probably thoroughly researched the safest baby gear around and obsessed about nursery décor, but there’s one more thing to put on your pre-baby to-do list: Make sure your baby’s car seat is properly installed and you know how to make sure your baby is safely in place. [Read more…]
Did you know that your Renters Insurance or Homeowners Insurance policy may cover your possessions that are in a storage facility? Do you know what determines whether they will be covered, in case they become damaged or stolen?
Since the 1960s, when the first self-storage facilities opened their doors, the market for storage units has continually expanded. While needing a solution for short-term logistical issues (between moves, for instance) once provided the primary market for these units, today more than 50% of renters store anything they have that won’t fit in their homes. [Read more…]