Did you know that there’s something even better than having excellent motorcycle insurance coverage? Honestly, we hope you take advantage of both, but if you choose only one, we hope you choose motorcycle safety gear. There’s plenty of stylish gear out there, but the smart biker will think beyond the brand to make sure to have physical protection in the case of a crash. Head-to-toe protection is extremely important, starting with the head. [Read more…]
Did you know that at any point in time, there are approximately 9 million disabled workers in the U.S.? According to current projections, 1 out of every 4 workers who are currently in their 20s will become disabled before they reach retirement age. The reasons for disabilities are often unpredictable: common causes include arthritis, back pain, cancer, diabetes, and heart attacks. None of us plans for a catastrophic accident or illness, yet none of us is exempt. For the times when a situation is severe enough to keep you from working, Disability Insurance can keep you from financial ruin. [Read more…]
Once you’ve purchased your new bike and then chosen from among the various types of coverage your Allstate motorcycle insurance policy can include, you’ll be well on your way to the road trip adventure of a lifetime! We just hope you’ll take a few minutes to inform yourself of the many benefits that come with your new Allstate Insurance policy you’ve purchased through Nicholas Insurance! Many of these upgrades are included in your Allstate motorcycle insurance policy — yours at no extra charge, just for choosing us! Others are optional, and you can ask your agent at Nicholas Insurance how to make sure you get all of the benefits which you desire! [Read more…]
Back-to-school traffic and falling leaves aren’t the only hazards unique to Autumn (see Part 1). Some people may think of Autumn as simply the season that leads to Winter, and while that view may seem pessimistic, it also hints at some dangers that are posed to drivers used to sunny skies and dry, carefree roads.
Especially when it hasn’t rained in two or three weeks, rain can combine with oil and dust, making roads especially slick. A similar danger accompanies fog, which creates wet, slippery roads.
Of course, fog also decreases visibility and makes it difficult to judge distance. Some drivers inadvertently limit themselves further by putting on high beams, which create glare. You can be pro-active on your morning commute by planning to avoid areas near hills, trees, or water, whenever possible, especially as it gets colder out. If you find yourself in a foggy area, be sure to slow down and leave plenty of space between your vehicle and the one in front of you. [Read more…]
Whether you prefer to call it “Fall” or “Autumn” or prefer the aroma of pumpkin to that of apple, the season is upon us. By anticipating a few potential hazards on the road, you can make sure your Fall driving stays as safe as possible, allowing you to have more time and energy to enjoy whatever leaf-crunching, bonfire-hosting, or spiced-pumpkin-latte-sipping activities you prefer.
There is a downside to those of us privileged to live where Autumn brings us a rainbow of beautiful colors in the trees. Many of those gorgeous leaves end up on the roads, where they can make traffic lines difficult to detect and roadways just as slick as when they’re iced. They can also hide road hazards, such as larger debris or potholes. [Read more…]
As sad as it may be to have to pull the boat out of the water that last time for the year, it would be even more tragic to get it out next spring, only to find out that thousands of dollars’ worth of damage has occurred. According to Boating magazine, failure to properly winterize your boat can lead to very costly problems. [Read more…]
While preventing house fires and other burn-related injuries is a key element in kitchen safety, you’ll also want to consider other types of potential hazards as you plan for your kitchen remodel.
Reducing the Risk of Slip-and-Fall Accidents
We’re talking about accidents, here — not intentional horseplay. So if you have active children that are simply bouncing off the walls, the ball is in your court, Mom and Dad.
However, some design elements can create unnecessary hazards for people of all ages who are simply walking through your home. [Read more…]
Often referred to as “the heart of the home,” your kitchen is a key ingredient in your family’s sense of togetherness. In fact, family dinners are making a comeback as their significance is being realized more and more. As you create a wish list for your kitchen remodel, you probably have coordinating design elements and enhancing functional community as chief considerations. But have you given a thought to safety?
Even if the kitchen isn’t actually the riskiest room in the house, it certainly can pose many hazards. From burns and cuts to slip-and-fall injuries, the design of your kitchen remodel can help lessen the chances of kitchen-related injuries.
In this post, we’ll look at designing with fire hazards in mind. [Read more…]
Do you have a vehicle that’s been around a while? If you do, you’re not alone: The average age of cars on the road in 2013 was 11.4 years. Not just classic convertibles, but everyday rides to get us from Point A to Point B need a little extra TLC, in order to remain in good working order. As you might imagine, a huge part of the equation is regular maintenance.
Replacing Fluids and Filters
The single most important maintenance responsibility of all automobile owners, is checking and changing the oil regularly. If you fail to do so, your engine will quickly deteriorate. If you get your oil changed professionally, changing the filter is usually part of the deal. You’ll also want to keep track of date and mileage and know the recommended frequency for oil changes on your particular vehicle. [Read more…]