As long as you can power on your headlights, you probably think you’re good. Well, we hope you are, but the truth is, making sure your headlights are operational is only part of the equation. If your headlights are not bright enough, they may not be offering you as much safety as they could be. The good news is that making sure your headlights are functioning optimally is a pretty easy, inexpensive way to improve your vehicle’s safety. [Read more…]
Many of us go to one extreme or another when it comes to death: avoiding the topic or obsessing over it. Neither denial nor anxiety is a healthy answer, though — and neither prevents a person from it. We can’t offer you the fountain of youth or immortality, but we can help you face your fear of death by making sure those you love will be provided for in your absence.
The Problem with Denial
Even those who act as if they’re unconcerned about death may be living in an even deeper state of denial than those who admittedly avoid the topic.
Unlike the average European who typically moves only 4 times in their lifetime, the average American moves a whopping 11 times (11.4, to be precise). In fact, 24% of us move every five years. With all the box-packing and address-changing most of us Americans do in our lifetimes, we’re not always very efficient about the process. [Read more…]
In Part 1 of our Motorcycle Safety Series, we looked at the single-most important piece of safety gear for motorcyclists: the helmet. While protecting your head is more significant than protecting other parts of your body, the good news is that you don’t have to choose just one! The smartest bikers use their heads to make sure they’re covered from head to toe — not just with great insurance coverage but also with the right safety gear that will keep them riding in style — and in one piece! — for many road trips to come. [Read more…]
Did you know that there’s something even better than having excellent motorcycle insurance coverage? Honestly, we hope you take advantage of both, but if you choose only one, we hope you choose motorcycle safety gear. There’s plenty of stylish gear out there, but the smart biker will think beyond the brand to make sure to have physical protection in the case of a crash. Head-to-toe protection is extremely important, starting with the head. [Read more…]
With frequent flooding incidents across the country and forest fires plaguing the west, we’ve probably all heard devastating stories of families who have lost everything. Every stitch of clothing, every stick of furniture, every baby picture. Every. Single. Thing. [Read more…]
Did you know that at any point in time, there are approximately 9 million disabled workers in the U.S.? According to current projections, 1 out of every 4 workers who are currently in their 20s will become disabled before they reach retirement age. The reasons for disabilities are often unpredictable: common causes include arthritis, back pain, cancer, diabetes, and heart attacks. None of us plans for a catastrophic accident or illness, yet none of us is exempt. For the times when a situation is severe enough to keep you from working, Disability Insurance can keep you from financial ruin. [Read more…]
Once you’ve purchased your new bike and then chosen from among the various types of coverage your Allstate motorcycle insurance policy can include, you’ll be well on your way to the road trip adventure of a lifetime! We just hope you’ll take a few minutes to inform yourself of the many benefits that come with your new Allstate Insurance policy you’ve purchased through Nicholas Insurance! Many of these upgrades are included in your Allstate motorcycle insurance policy — yours at no extra charge, just for choosing us! Others are optional, and you can ask your agent at Nicholas Insurance how to make sure you get all of the benefits which you desire! [Read more…]
Most of us think of landscaping as a way to improve the attractiveness of our home for both ourselves and for others. Some realize that enhanced curb appeal can also play a role in resale value. But few understand the significance it can have in preventing break ins. Would-be thieves see your landscaping quite differently than the casual onlooker, and unless you’ve been on that side of the fence, you probably have no clue what they’re looking for. [Read more…]
While preventing house fires and other burn-related injuries is a key element in kitchen safety, you’ll also want to consider other types of potential hazards as you plan for your kitchen remodel.
Reducing the Risk of Slip-and-Fall Accidents
We’re talking about accidents, here — not intentional horseplay. So if you have active children that are simply bouncing off the walls, the ball is in your court, Mom and Dad.
However, some design elements can create unnecessary hazards for people of all ages who are simply walking through your home. [Read more…]