If you own an RV, you’re no stranger to the many perks that they provide. One biggie is the convenience factor when throwing a tailgate party! We’d like to offer you a Tailgate Prep List to get you started, so the anticipation can begin well before the big game. [Read more…]
If you’re into wilderness camping, you probably refer to your style of camping as “roughing it” or “real camping.” All you need is a tent, an open fire, and a great location. Well, we won’t help you come up with a campfire menu, but we will list some ingredients for a perfect camp site. [Read more…]
The Nicholas Insurance Agency is a family owned, family oriented company located in York County, Pennsylvania. Providing quality, compassionate service to our community for close to thirty years, the Nicholas Agency offers a variety of insurance options. Nicholas Insurance partners with Allstate to give our clients great care supported by many years of experience.
Nicholas Insurance offers a broad range of plans so you can customize your vehicle insurance to fit your specific needs. To cover your everyday car, the “Your Choice Auto” packages include the Platinum Package, the Gold Package, and the Standard Package. The Standard Package covers the basics, while the Gold and Platinum Packages offer more features such as giving you credit toward your collision deductible for every six months of safe driving. The Platinum Package includes the great benefit of multiple accident forgiveness, which is ideal for young drivers!
People often ask me, “Why are you an insurance agent?” This article from an insurance agent blog after the storms hit his town in the Midwest sums it up:
“What is your why? It’s Friday and this week has been a property claims nightmare for many of us I am sure. As a matter of fact, I was submitting a Request for Appraisal for a 30 year client when I got a note from an LSP about an elderly widowed client whose house was hit by a car recently. She cannot recall when, because she has been at the hospital with her son whom she is burying on Monday. After a brief visit to her home to access the damage, a hug, and a much needed prayer for both of us, God brought my Why back into perspective. It’s not about the roof or the missing bumper. No, it’s about the people we insure and the lives we can touch – if only for a minute. ISS may come, but it will not replace the ability that you or your staff have to help someone with a hug, a prayer, or just a simple show of compassion. Remember what you do matters. God Bless you all and have a great weekend!”
R Gregory Nicholas CIC FSCP
Nicholas Insurance LLC
As Allstate’s 2016 survey of 1,000 American adults revealed, most of us highly value our family photos and other keepsakes over nearly all our other possessions. If that’s true for you, then digital preservation and archiving should definitely be on your radar — and your priorities! Even the best homeowner’s insurance can’t replace these irreplaceable items. Whether your photos and videos are chiefly stored in antiquated formats or in digital form, we have some recommendations on how to preserve them. [Read more…]
Many consumers spend a lot more time researching their next vehicle or furniture purchase — and maybe even their household cleaning or hair care products — than they do even more important products such as life insurance. In fact, many common objections to purchasing a life insurance policy simply don’t hold water when you compare them with reality. Let’s look at a few of those today. [Read more…]
Gutters serve an important purpose in protecting your home, so it’s worthwhile to keep them cleaned out so they can function properly. They can do their all-important job only if they’re properly positioned and clear from debris. Let’s take a detailed look at how gutters can be helpful in protecting what’s probably your biggest investment as well as how to keep them clean. [Read more…]
Once you’ve gotten through all that the house-hunting and mortgage-processing process entails, the physical task of moving probably seems like it will be easy, by comparison — and we truly hope it will be! But we have a few tips for you, in order to help avoid common pitfalls and give you a greater chance of a smooth, hassle-free move that costs you no more than it really needs to cost. One of the tasks involved in moving – for those who plan to move themselves – is to rent a moving truck. By planning ahead, you can avoid unnecessary hiccups on moving day, allowing your transition to go as smoothly as possible. [Read more…]
A cursory look at the first page of insurance terms and definitions might have you ready to run for cover — or put off finding an insurance agent even longer. I’m guessing you would have the same kind of response to this list of banking terms, but you’re not stuffing your savings into your mattress, are you? Insurance doesn’t have to be complicated, and just like banking, the average American needs to know only a handful of terms in order to navigate through what’s often a jargon-ridden maze.
Here at Nicholas Insurance, we want to help take some of the confusion out of the insurance process. So let’s get started.
What Kind of Homeowner’s Insurance Do I Need?
Generally, you want to be concerned with insuring your health, your life, your finances, your possessions. If you’re like most Americans, a house is the single most significant investment you’ll ever make, so you won’t want to skimp when it comes to your Homeowner’s Insurance. Guaranteed Replacement Coverage is a good idea; it basically means that your insurance company will completely replace your home — if it is destroyed, regardless of the amount of money involved. [Read more…]
Whether you rent a moving truck or hire movers, there are some steps you can take to make sure you avoid any unnecessary hurdles during your move. If you’ve never moved before or it’s been a while, you may not realize all that goes into a successful relocation. No matter how far you’re moving or how much stuff you have, the goal is always to safely arrive at your destination, without using any more energy or money than necessary. If that sounds like a good idea to you, read on! [Read more…]