In Part 1 of our Motorcycle Safety Series, we looked at the single-most important piece of safety gear for motorcyclists: the helmet. While protecting your head is more significant than protecting other parts of your body, the good news is that you don’t have to choose just one! The smartest bikers use their heads to make sure they’re covered from head to toe — not just with great insurance coverage but also with the right safety gear that will keep them riding in style — and in one piece! — for many road trips to come. [Read more…]
Did you know that there’s something even better than having excellent motorcycle insurance coverage? Honestly, we hope you take advantage of both, but if you choose only one, we hope you choose motorcycle safety gear. There’s plenty of stylish gear out there, but the smart biker will think beyond the brand to make sure to have physical protection in the case of a crash. Head-to-toe protection is extremely important, starting with the head. [Read more…]
With frequent flooding incidents across the country and forest fires plaguing the west, we’ve probably all heard devastating stories of families who have lost everything. Every stitch of clothing, every stick of furniture, every baby picture. Every. Single. Thing. [Read more…]
Did you know that at any point in time, there are approximately 9 million disabled workers in the U.S.? According to current projections, 1 out of every 4 workers who are currently in their 20s will become disabled before they reach retirement age. The reasons for disabilities are often unpredictable: common causes include arthritis, back pain, cancer, diabetes, and heart attacks. None of us plans for a catastrophic accident or illness, yet none of us is exempt. For the times when a situation is severe enough to keep you from working, Disability Insurance can keep you from financial ruin. [Read more…]
Once you’ve purchased your new bike and then chosen from among the various types of coverage your Allstate motorcycle insurance policy can include, you’ll be well on your way to the road trip adventure of a lifetime! We just hope you’ll take a few minutes to inform yourself of the many benefits that come with your new Allstate Insurance policy you’ve purchased through Nicholas Insurance! Many of these upgrades are included in your Allstate motorcycle insurance policy — yours at no extra charge, just for choosing us! Others are optional, and you can ask your agent at Nicholas Insurance how to make sure you get all of the benefits which you desire! [Read more…]
Most of us think of landscaping as a way to improve the attractiveness of our home for both ourselves and for others. Some realize that enhanced curb appeal can also play a role in resale value. But few understand the significance it can have in preventing break ins. Would-be thieves see your landscaping quite differently than the casual onlooker, and unless you’ve been on that side of the fence, you probably have no clue what they’re looking for. [Read more…]
While preventing house fires and other burn-related injuries is a key element in kitchen safety, you’ll also want to consider other types of potential hazards as you plan for your kitchen remodel.
Reducing the Risk of Slip-and-Fall Accidents
We’re talking about accidents, here — not intentional horseplay. So if you have active children that are simply bouncing off the walls, the ball is in your court, Mom and Dad.
However, some design elements can create unnecessary hazards for people of all ages who are simply walking through your home. [Read more…]
Often referred to as “the heart of the home,” your kitchen is a key ingredient in your family’s sense of togetherness. In fact, family dinners are making a comeback as their significance is being realized more and more. As you create a wish list for your kitchen remodel, you probably have coordinating design elements and enhancing functional community as chief considerations. But have you given a thought to safety?
Even if the kitchen isn’t actually the riskiest room in the house, it certainly can pose many hazards. From burns and cuts to slip-and-fall injuries, the design of your kitchen remodel can help lessen the chances of kitchen-related injuries.
In this post, we’ll look at designing with fire hazards in mind. [Read more…]
Do you have a vehicle that’s been around a while? If you do, you’re not alone: The average age of cars on the road in 2013 was 11.4 years. Not just classic convertibles, but everyday rides to get us from Point A to Point B need a little extra TLC, in order to remain in good working order. As you might imagine, a huge part of the equation is regular maintenance.
Replacing Fluids and Filters
The single most important maintenance responsibility of all automobile owners, is checking and changing the oil regularly. If you fail to do so, your engine will quickly deteriorate. If you get your oil changed professionally, changing the filter is usually part of the deal. You’ll also want to keep track of date and mileage and know the recommended frequency for oil changes on your particular vehicle. [Read more…]