Did you know that the death rate is more than twice as high in homes without working smoke detectors, as with operational alarms? While 37% of deaths in home fires occur when no smoke detectors are present, 23% occur in homes with smoke detectors that failed to operate. Those statistics seem pretty motivating, don’t they?! So today we’re going to look at what might be the most important factor in your family’s safety and learn how to test the smoke detectors to ensure they’re actually functioning properly. [Read more…]
Do you remember, back in the day when you were anxiously awaiting your closing date on your then-new home, having your insurance agent ask you if the house had operational smoke detectors and fire alarms? Well, there’s a reason that these devices influence your insurance rates: they protect your home — and, even more importantly, your family — from cataclysmic destruction. The statistics are startling and certainly support the concept that smoke detectors are life-saving devices: “The risk of dying in reported home structure fires is cut in half in homes with working smoke alarms.” Did you catch an important word in that statement, though? Only smoke detectors that are actually working properly help prevent fire-related deaths. [Read more…]
Are you itching to get your DIY home renovation on? If so, you might not have thought about one of the unfortunate byproducts of your much-anticipated projects: waste. Whether you’re replacing siding or building a new deck, you’ll probably end up with more overflow than you plan on. Instead of risking your driveway’s appearance as a neighborhood junk yard, overshadowing the beauty of your newly renovated home, you can plan ahead to employ responsible and cost-effective methods to reduce the clutter associated with home construction.
Donate the Good Stuff
While you’ve been waiting to get rid of those dated light fixtures, others might treasure them as the perfect vintage find. Your upgraded appliances might allow you to bless someone who doesn’t have the money to buy an older, basic model, brand new. You can choose from several beneficiaries, helping various community organizations or individuals. With all the reno you’re doing, you probably don’t want to spare the time to drop off or deliver your unwanted items, but if they’re in working order, you can probably get people to come take them off your hands. [Read more…]
Driving in Snow and Ice
The best advice for driving in bad winter weather is not to drive at all, if you can avoid it.
Don’t go out until the snow plows and sanding trucks have had a chance to do their work, and allow yourself extra time to reach your destination. [Read more…]
Since 1981, Greg Nicholas has been helping families just like yours protect what’s important to them. As a family-owned and operated business, we take the time to get to know our customers and understand their needs. Partnering with Allstate, we benefit from an 80-year tradition of service and protection. When you add to that our friendly service and expert advice, it’s no wonder that over 10,000 customers have entrusted us with their insurance and financial needs. Our fully licensed staff of 12 can help answer your questions and provide the best possible protection for you and your family.
We have two locations from which we serve the greater York County area in Pennsylvania. We serve West York from the Westgate Plaza (1550 Kenneth Road), and East York from the York Marketplace (2523 East Market Street). Greg Nicholas shares his time between the two offices, each of which is fully equipped with licensed insurance professionals and underwriters. [Read more…]
Prepare for extremely cold weather every winter — it’s always a possibility. There are steps you can take in advance for greater wintertime safety in your home and in your car.
You can avoid many dangerous winter travel problems by planning ahead. Have maintenance service on your vehicle as frequently as the manufacturer recommended schedule.
In addition, every fall: [Read more…]
Imagine that you’re on your way home from a family vacation. You pull into your driveway and see that last night’s storm has caused a tree to fall onto the corner of your house. The last thing you want to have to do is deal with the mess, but one bright spot in the situation is that you have great homeowner’s insurance. The Nicholas Insurance Agency of York, PA offers the great coverage plans you need, and treats you like family in life’s toughest moments.
It is important to have a good coverage plan when it comes to insuring your home. No one likes to think about something happening to their house, but everyone is thankful for good insurance when it does happen.
Nicholas Insurance provides coverage for owners of single-family detached homes, duplexes, townhouses, and condos. Not only do the homeowner’s insurance policies cover the structure itself, but also any detached structure as well as personal belongings. Detached structures include fences, sheds, and garages while personal belongings are things such as furniture, clothes, electronics, and appliances. [Read more…]
The Nicholas Insurance Agency is a family owned and operated business that is committed to helping you save. We’ve partnered with Allstate to provide the best insurance plans and coverage so we can better serve our clients. From immediate needs to long-term goals, our team is available to guide you and support you as you make decisions. We combine our experience, knowledge, and compassion to help you save money, time, and the environment.
The Nicholas Agency helps you save money by finding the right plan for you. We will help you choose not only the plan that best fits your needs, but also the plan that best fits within your budget. Our team is dedicated to providing you the best coverage at a rate that you can afford. We offer numerous ways to take advantage of discounts, and we also offer rewards for safe driving. Combine our affordable plans with those discounts and rewards, and you can be well on your way to saving money by lowering your monthly insurance bill. [Read more…]
We hear them all the time: excuses for why people don’t buy life insurance. We’re guessing yours are probably on our list of top reasons you may think you don’t need life insurance when you actually do. So without further ado, here they are. [Read more…]
As sad as it may be to have to pull the boat out of the water that last time for the year, it would be even more tragic to get it out next spring, only to find out that thousands of dollars’ worth of damage has occurred. According to Boating magazine, failure to properly winterize your boat can lead to very costly problems. [Read more…]