When it comes to your family’s finances, the decision to buy (or not to buy) life insurance is as important as budget planning, coupon-clipping, and penny-pinching. If you’re debating a life insurance policy, there are a few key questions that can help determine if it’s right for you:
• Do you have a spouse and/or children?
• Does your family rely on your income in any way – to pay bills or to maintain their lifestyle?
• Do you have outstanding debts, such as a house payment, car payment, or other loans?
If you can answer “yes” to any of these questions, a life insurance policy may be right for you. If your family can’t survive without your income, Allstate can protect them, should the worst happen. Your bills will be paid. Your family will keep their home. Your children will attend college. If you can’t be there for your family, we can.
At Nicholas Insurance, we have seven staff licensed in term life insurance: a relatively inexpensive way to purchase a large amount of insurance–enough to cover your mortgage, bills, college tuition, and other expenses – for a set period of time. And unlike employer-provided policies, these aren’t tied to your employment and can be purchased for much larger amounts.
Life insurance is your way to prepare your family for the “what-if.” To some, it’s a somber subject. But we’ve seen, first-hand, the impact that an unplanned death of a wage-earner can have on an unprepared family. Don’t leave your family without leaving them protected. Call us today at (717) 764-2024 or (717) 755-5858, and we’ll help you determine what life insurance policy is right for you.
The Nicholas Insurance Agency, led by Greg Nicholas, is a family owned business serving the York county, Pennsylvania region. In the insurance business since 1981, Greg Nicholas helps families, businesses and individuals understand the value of different insurance products and make wise decisions when selecting the best insurance products for their specific situations.
Offering exclusively Allstate insurance products, the Nicholas Agency provides auto, homeowners, rental and landlord insurance as well as life & disability, recreational vehicle, motorcycle and personal liability insurance.
For more information, visit our two York, PA locations at Westgate Plaza or York Marketplace, visit our website at nicholasins.com, or call us at (717) 764-2024.